✓ 100% Non-Custodial • UK PSR 2017 Technical Exemption • FinCEN Safe Harbor

B2B Cross-Border FX Clearing Bridge

Settle international contractor & supplier invoices at a flat 0.50% take rate. Eliminate 3.5% SWIFT banking spreads and 4-day wire delays with atomic Base L2 settlement.

⚡ 1-Click Settlement Generator

Generate an audit-ready invoice with instant multi-currency settlement links for your overseas contractor.

Enterprise Client / Payer Name

Contractor / Overseas Vendor Name

Contractor Settlement Destination / Corridor

Invoice Principal (USD)

Contractor Settlement Wallet (Base L2 USDC)

📊 Settlement Economics

Comparative breakdown vs legacy SWIFT correspondent banking:

Spot Rate: 1 USD ≈ 85.47 INR (Chainlink/Uniswap TWAP)

Invoice Amount: $10,000.00 USD

Legacy SWIFT Spread (3.50%): $350.00 USD

Legacy Wire Intermediary Fee: $45.00 USD

Legacy Settlement Delay: 3 to 5 Banking Days

Code402 Bridge Fee (0.50%): $50.00 USD

Code402 Settlement Speed: Instant (T+0 Base L2)

          Net Retained Agency Savings:
          +$345.00 USD
        

🏛️ Corporate & Non-Custodial Legal Architecture:
• Zero Custody: Principal funds move directly peer-to-peer between client and contractor via Base L2 smart contracts. Code402 never escrows or holds principal.
• UK PSR 2017 Exemption: Technical service provider exclusion under Schedule 1(2)(k) & commercial agent exemption under Regulation 3(1)(a).
• Corporate Backstop: Issued under JUANA LIMITED (United Kingdom, Co. 14043409) with Tide domestic and CurrencyCloud/Barclays multi-currency IBAN coordinates.