code402 / tools / quote-3rd-party-insurance

Quote 3rd-party transaction & payment insurance — pay-per-call API

$0.000999 per call · 20 free calls/day · no signup · pay with card credits or a signed USDC voucher (x402)

Compare real-time insurance quotes across all accredited 3rd-party underwriters (Nexus Mutual, Euler Hermes/Allianz Trade, Lloyd's Cyber/BEC Syndicate, Akrivis Parametric) to insure any transaction, wire transfer, or B2B invoice.

Honest scope: Open gateway connecting buyers and agents directly to accredited 3rd-party underwriters (Lloyd's Syndicate #4020, Nexus Mutual, Akrivis, Allianz Trade). Code402 never holds float or takes balance-sheet risk; issues cryptographic POL-1 certificates for peer-to-peer claim settlement on Base L2.

Try it (first 20 calls/day free)

curl -X POST https://rail.akrivis.in/v1/tools/quote-3rd-party-insurance/call \
  -H "content-type: application/json" \
  -d '{"amount_usdc":50000,"coverage_type":"commercial_trade_credit"}'

No key needed for the free tier. When the free quota is used up, the API replies HTTP 402 with the exact price — agents sign the x402 voucher and retry; humans buy card credits. Every paid response carries a signed receipt you can verify offline.

Run it in the playground (free)Pay by card — credits, no crypto

Input parameters

FieldTypeMeaning
amount_usdcnumberTransaction or invoice settlement amount in USDC (e.g. 50000).
amountnumberAlias for amount_usdc.
tx_hashstringOn-chain transaction hash to insure (optional).
transaction_idstringTransaction identifier (optional).
invoice_idstringAssociated invoice identifier (optional).
coverage_typestringDesired coverage type: 'smart_contract_execution', 'commercial_trade_credit', 'wire_fraud_bec_defense', 'subagent_sla_delivery'
counterparty_addressstringCounterparty Base EVM wallet address (optional).

Response

Top-level fields: tool, valid, amount_usdc, tx_hash, transaction_id, invoice_id, total_quotes, quotes, recommended_underwriter, plain_english_summary, scope. Paid responses also carry a signed XDR-1 receipt.

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Machine-readable catalog: llms-full.txt · MCP manifest · OpenAPI. Operated by JUANA LIMITED (UK Co. No. 14043409). Non-custodial: USDC settles payer→seller directly on Base.